Sunday, August 16, 2009

It is the 3rd Monday & Next Berkshire Property Meet is .....


Hi,

Just a reminder that there is NO Berkshire Property Meet this month!

http://www.berkshirepropertymeet.com



We know the regulars of the Berkshire Property Meet travel from far and wide incl Belfast and Aberdeen. We just wanted to make sure no-one turned up tomorrow and felt a little unloved and lonely. We had to send this email because our loyal followers have been so keen to get their BPM fix that they have, on one occasion, turned up a week early.


Well we've been sitting here reading the Sunday paper and once again, we have arrived at the same conclusion - the property market, the economy and weather (!) are all in a state of flux. No one really has a clue about what's going on.


We are looking forward to seeing everyone again this Autumn on 21st September, when we kick off the final part of the year with Simon Zutshi.

"Work Less - Earn More"

How to earn more money and spend less time on your property business

How would you like to have a passive income from your property and the free time to enjoy the income? Many people start to invest in property to gain an alternative passive income, but as they buy more property they find that they need to spend an increasing amount of time looking after their portfolio.

Having leant the hard way over the last 14 years by "Trail and Terror" Simon Zutshi has found out how to work smart and systemise his property business, such that he now earns more money and spends less time in his property business.

In this special BPM evening Simon will save you years of wasted time and effort by sharing the following valuable information:

* How to increase your earning potential

* Practical systems to save you time and effort.

* The biggest secret all successful investors apply!

* The difference between professional and full time investors.

* How to have more time to do the things you want to do

* How to use other people's time to save your time

About Simon Zutshi:

Simon has been successfully investing in property since 1995. He became financially independent at the age of 32 thanks to the passive income from his multi-million pound portfolio. Simon now spends his time helping and educating other investors to achieve the same success as him.

In April 2007 Simon launched the original "Property Mastermind Programme" specifically designed to help people become professional investors with the objective of building a £1Million portfolio and gain a £50k income in just 12 months. This programme has created in excess of 35 property millionaires and continues to sell out every time due to the incredible results.

Simon is an international professional speaker, regularly asked to share his 14 years of property investing experience at major wealth creation events organised by the biggest names in the business such as Anthony Robbins and T Harv Eker. His book "Property Magic" became an instant Amazon No 1 best seller when launched in 2008.


And Finally... Places Are Going Fast...


Make sure you book NOW for Monday, September 21st. Nearly 70% of the places have gone already:


http://www.berkshirepropertymeet.com

We have sold out every month this year.


Avoid the OH NO panic! Book Now




That's it for now. If we don't see you before September, we hope you are enjoying an restful and sunny summer break.



Warmest regards,


Juswant & Sylvia Rai





PS. Juswant is Working Smart for 3 - 5 years part-time for financial peace of mind Or continue with your current plan until at least 70.
http://www.thefutureispurple.com

Monday, August 10, 2009

Anger over house-share / HMO cuts plan

Landlords and the National Union of Students (NUS) have rejected government proposals to limit house-sharing.

The government may give councils the power to limit the number of houses in multiple occupation (HMOs) in one area.

Locals complained that too many HMOs lead to problems of anti-social behaviour as well as areas being left empty during holidays.

The plan's opponents say the powers would affect migrant workers and young professionals as well as students.

"It is extremely foolish to propose that we displace all of these people in the middle of a housing crisis," said Wes Streeting, president of the NUS.

'Real problem'

A spokesman for Communities and Local Government said: "Students bring benefits to the places they live in, but too many residing in one area can impact negatively on a community".

"This is a real problem in many communities across England, which is why Communities Secretary John Denham is committed to finding a long term solution to current rental practices."

The idea would be to limit the number of houses in a single area in which more than six unrelated people are living.

The government is currently looking at the responses to its consultation and will decide whether to make any changes to the plans "in the near future".

In a report about so-called studentification last September, John Denham said, "Cities including Liverpool, Loughborough, Leicester, Nottingham, Southampton and Bristol have reported more empty properties during the summer meaning shops, businesses, community facilities and pubs simply close down creating 'ghost towns'."

"In addition there can be anti-social behaviour, litter and parking problems during term time."

The NUS, together with the British Property Federation, Federation of Small Businesses, National Landlords Association and Residential Landlords Association, has sent a letter to Mr Denham.

The letter describes the proposals as discriminatory, and says they "should not be enacted to control what is a problem in only a very small number of wards around the country".

Alan Ward, chairman of the Residential Landlords Association also pointed out that the proposals could cause problems for mortgage-holders.

"Planning permission can affect the marketability and value of property, forcing landlords to repay capital on their loans, or sell, resulting in loss of homes for tenants."

Friday, August 7, 2009

No More Mortgages & Valuations, Thank Goodness!

"Are you being refused mortgages even when you have an excellent credit score?"


"Are you fed up with wasting money on valuations when surveyors are down-valuing deliberately?"


"Have you run out of funds for a deposit or are you dubious about the current 100% Finance Schemes"?



Why continue trying to buy properties in the old way when the system is acting against you?

It doesn't matter what good deals are available now. If you can't get a mortgage or finance your deals, it's all pointless!

Legendary investors such as Donald Trump and Dolf De Roos rarely use mortgages to buy properties. They simply control them without owning them.


Therefore, not being able to get a mortgage shouldn't stop you from expanding your portfolio and creating wealth.

The best solution in the current market is to use lease options

to "control" properties.


You might be thinking... "But you don't own the property! Is it safe?"


Consider this - a mortgage allows you to have certain rights to a property under the terms set by the mortgage company, such as being able to live it it, sell it out let it out.


But do you actually own the property? Of course not! The bank does! So the key is "control".


With lease options, you're not "buying" or "owning" properties. Therefore, you don't need to apply for a mortgage, carry out a RICS valuation, arrange for deposit finance or do a full-scale legal conveyancing.


You simply control every aspect of a property including its rental income without needing a deposit!

In the last three months, we have taught over 200 investors how to use this powerful tool to control properties in our regulular one-day Lease Options Intensive courses.

So how are we different from other lease options courses?

We have done well over 250 property deals and we have made all the mistakes you can think of. We don't just teach you the text book theory stuff but all the costly mistakes you should avoid in the real world. This will save you thousands of pounds and put you miles ahead of everyone else.


We've had investors who've flown from Scotland for the day in Milton Keynes. We've had experienced investors who couldn't get any more mortgages despite owning over 100 properties as well as complete novices in property.

It is a course that delivers KNOWLEDGE, A PRACTICAL APPROACH and the TOOLS to do the job in the real world. Most of all, we deliver excellent value for money!

If you want to know more about how you can start buying properties without using mortgages or needing a deposit, click here for further details

.


This could change your life!

Best regards,


John Lee & Vincent Wong


Wealth Dragons - Make Money the Smart Way!

You've been receiving tips and all the other cool stuff from us about lease options for some time now. I hope you've enjoyed reading them and found them useful.

We'd like to take this opportunity to formally introduce you to our company Wealth Dragons. In view of all the economic changes we've experienced, we believe the only way we can make money efficiently is to be smart.

Therefore, everything we promote under our Wealth Dragons brand has to be innovative but proven to make money.

For example, in property, having to find sellers to give you 30% discount and getting mortgages as your ONLY way to buy properties are just not very smart at all. That's why we've taught over 200 people how to use lease options to control properties and cash flow.

If you want to join the elites and start making money:

  • with leads that you normally throw away
  • Without needing a RICS valuation
  • without needing a mortgage
  • without needing a deposit


Then you are one SMART COOKIE! Click here now!



We'll keep up up to date with all the other smart ways of making money.

Kind regards,

Vincent & John

Adrenaline Rush, Good or Bad?

On our Apprentice Day

, we teach investors how to communicate effectively with property sellers.


While they make the live calls, we observe, listen and give feedback. One simple way for us to find out if a seller and an investor are in rapport is to listen to the breathing and the difference in the speed of their voices.


If you find a mismatch in the breathing patterns or if one person is talking much more quickly than the other, the conversation is "out of sync" and there is a lack of rapport. Our observations show that in the majority of cases, it's the investors who talk and breathe too quickly due to nerve. Therefore if you're conscious of this during a conversation, you can consciously control your own breathing and the speed of your voice to match those of the seller's.


Basically evolution has endowed human beings with two types of nervous systems - the "sympathetic" and "parasympathetic". The former is when your body's natural Adrenaline called "Noradrenaline" kicks in to give you "fight, flight and fright" responses, probably a legacy from our ancestors being chased by wild animals! When your sympathetic nervous system dominates, your pupils restrict, your heart pumps fast, your breathing increases and your muscles become tense. You're ready to "pounce"!


While Adrenaline and Noradrenaline are essential for our survival, too much in the wrong situations could be very debilitating. If you find yourself in a scenario where nerve has "got the better of you" and you've lost control during a conversation, TAKE A DEEP BREATH and HOLD IT for as long as you feel comfortable while you carry on talking. Breathe out slowly and repeat the process until you regain your composure. This helps you activate the parasympathetic nervous system, which is the complete opposite.

Of course, practice makes perfect. The more sellers you call, the better you'll become in controlling your adrenaline so start practicing now.

Kind regards,

Vincent & John

Lease Options Intensive Workshop

There're 9 Really Important Subjects you'll learn on the Lease Options Intensive Day:

1. When to use Lease Options

Why and when we need to be using lease options so you maximise the profit from your leads and create a win/ win solution.

2. Different Lease Option Components
Understand different lease option components so you can structure your deals any way you like. Once you understand this you'll be able to structure deals limited to your imagination.

3. Real Life Case Studies
We will show you some of the most creative lease options deals we've done step by step. We'll show you how much money we made so you can apply these advanced techniques to your deals.

4. Vincent's 12 Step Process
Agreeing on a deal and keeping the deal are worlds apart so Vincent will show you how to complete on a lease option deal within 2 and half weeks and handle all the paper work without getting a mortgage or even a valuation saving you lots of time, money and hassle.

5. How to Find Lease Option Leads
We will show you 9 creative ways on how to find lease option leads one of these strategies will allow you to gets leads within a few days. We will also reveal how Vincent has generated over 30,000 leads in the last 2 years.

6. How to Sell Lease Options to the Seller
We will show you how to communicate and sell the concept of a lease option to the seller so they have confidence in you. One technique you'll learn will allow you to over come any objection from the seller.

7. Role Play Demonstration
You learn by example, actually seeing and hearing a live role play will give you the confidence to approach the seller to make a lease option deal work. Most people fall down at this point and let all their hard work go to waste.

8. 12 Advanced Strategies & Deal Structuring
We'll go through some of the deals you might have on the white board one strategy will enable you to make any deal stack up no matter what area you are in.

9. Grilling Vincent Wong
This is where you get to GRILL Vincent with any legal questions so you can build confidence in yourself and the seller while structuring a lease option deals.


What's included FREE when you book on the Lease Options Intensive Day.



Lease Options Contracts £495-Free when you book on the course

Vincent Wong has spent 18 month developing lease options contracts with solicitors that have had over 30 years experience in lease options. We have devised a unique way to mitigate you from the risks of doing lease option deals. They are 4 essential components in the contract that you must have in order to make your deals work legally

Step by Step Manual £147--Free when you book on the course

This is a 135 page manual which covers step by step manual that covers everything you need to know about using lease options. It covers lots of advance strategies one of which will allow you to make any deal stack up no matter where you are. This home study course will take you through learning objectives.

50 Lease Option Questions (Audios) £97--Free when you book on the course

This product contains 50 audio MP3 files that cover the most burning questions in lease options. Questions like, what happens if the seller dies? Who is responsible for the buildings insurance? What if the seller tries to sell the property from under your nose? Do you have to notify the lender? Etc.. etc...

Cost of the course is only £795 (Includes the above)!

Start time 9:30am
End time 5:00pm

Lunch, teas, coffees, biscuits, chocolates, fruit included.

Location
Milton Keynes Business Centre
Foxhunter Drive
Linford Wood,
Milton Keynes
Buckinghamshire
MK14 6GD


To find out more, click here

Limited to 16 Places

Best regards,

John Lee & Vincent Wong

Come On Juswant Rai, Challenge Us!

What's still stopping you from learning about lease options?

If you're unsure or still have a question, why not give us a challenge? Click here

now to give us your Lease Options Most Burning question. We'll promise to answer your question within 48 hours.

We're waiting :-)


Best regards,

John Lee & Vincent Wong

How May I Help You?

When you call a seller, you're responding to the seller's request for help. This seller might have filled in an enquiry form or left a message on your answer-phone after seeing an advert.


Therefore, the most powerful way of building rapport and gathering information is to use an open question, such as


"How may I help you?"


"Please tell me about your circumstances".


An open question is non-intrusive because the seller would tell you what he / she wants you to know to begin with. A highly motivated seller will probably give you so much information that will save you from asking later on.


So start a call with an open question and listen up! You may get more information than you bargain for :-)

Kind regards,

John & Vincent

Imagine This

Just imagine there are two sellers - one has a property with plenty of equity and the other one has a property with no equity. They both need to move on quickly...

Which seller do you think has more bargaining power?

And who do you think is more likely to sell the property to you if you have the means to buy it?

Of course the seller who has little equity in his / her property is more likely to do business with you because there is little perceived bargaining power from the seller.

Therefore, if you know how to profit from such a seller, you're more likely to do a deal.


Top Tip for getting Free Leads

With lease options, you can take all the leads that nobody wants (the ones that don't "stack") and turn them into thousands of pounds of profit.

We guarantee you can do more deals than those investors who insist on finding leads with 30% BMV and struggling to get mortgages to buy them.

What's more, leads with no equity or where sellers say "no" to BMV are loads cheaper to buy. If you go to

www.NetworkPropertyInvestment.co.uk
, you can find them for £15-30!

If you can find an angle to profit from leads that other investors throw away as trash, you will beat your competition. Therefore, it's essential that you have more than one tool when you deal with sellers.

Lease options will allow you to do just that! It's so flexible that you can even help sellers who are in negative equity!

To find out if lease options are for you, follow this link here

http://www.WealthDragons.co.uk/options.htm
.

Best regards,

John & Vincent

Do You Fear Calling Sellers?

Don't know about you Juswant Rai, but we don't like sales people cold-calling us to try to sell us stuff!


Apart from you not knowing where they got your phone number from, these cold-callers seem to be relentless with their calls, especially during unsociable hours. Even worse, as soon as you tell them you're not interested, they hang up on you! You think "how rude"!


That's the reason why many investors are scared of calling sellers. They fear being rejected or looked down upon as cold-calling salesmen!


When you get your property lead, you need to get your mindset right before you call the seller. You need to understand and believe that:


1. You're not cold-calling


2. You're not a sales person


Why are you not cold calling? The most obvious reason is that wherever you get the lead from (newspaper, leafleting, lead sellers, etc), it's the seller who has responded to an advertisement or filled in an online enquiry form. Therefore, the seller's made the enquiry and come to YOU for help. So when you contact the seller, you're calling to see "how you may help them". There's a massive difference!


Once you've made contact with the seller, you should not try to sell any of your service at all! You can't sell anything to anyone unless you've gained trust from a person. Your purpose of your initial call should be to build rapport and try to understand the seller's situation. Like a doctor, you should listen to your patient and make your diagnosis. Therefore, you're not a sales person but a resourceful problem solver.


As soon as you believe you're not cold calling a prospect but simply responding to their request for help, there's absolutely nothing to fear! You telephone manners will be much more natural and trustworthy. You'll gain much more confidence for yourself and instill confidence in the seller.


Kind regards,


Vincent & John


42% BMV Deal in London

Since the market decline began, one can find great deals everywhere. We even came across a 42% BMV deal in Clapham, London recently!

Yes, we hear about techniques you can use to get great deals from Estate Agents or fantastic packaged deals being offered, blah blah!

Our sentiment is - so what?

So what if you are offered great deals but you can't get a mortgage, find a deposit or get the RICs valuation right?

It would be like finding great deals during the summer sale but you don't have any money to buy anything. You can only window shop!

But what if we tell you that you CAN find great bargains and BUY them even when you don't have the money or credit cards? Even better, you can do it in Chelsea or Knightsbridge if you want!

With lease options

, there is no limit as to how far you can go with controlling properties. It doesn't matter what resources you have available. Multi-million pound property deals are regularly done using lease options on both sides of the Atlantic.

Can't get a mortgage? So what?

Best regards,

John Lee & Vincent Wong

BMV or Not BMV, That Is The Question!

We've discussed the two important elements of the Motivation Triangle - motivation and time. The third thing that makes up the triangle is capacity.


After we've established the "willingness" of the seller to sell the property to you, we need to establish the "ability" for this seller to sell the property. For example, the questions we need to ask are:


How much equity is there in the property?


Does the seller need a lump sum of cash to move on? If so, how much?

The way we structure our deals depends largely on the answers to the above questions. If there is little or no equity, buying the property BMV is out of the question so using a lease option may offer a solution.

If the seller won't consider BMV or lease options and the property has plenty of equity, you might ask the seller if he / she is willing to accept part cash now and part later. Other strategies we could use are "part cash, part option" or "BMV option". These are just some of the strategies we teach on our Apprentice Day Unlimited

.

So if you're not too sure what to say during a conversation with a seller, just remember the Motivation Triangle and try to "uncover" as much information as possible.


Best regards,


John and Vincent

The Seller’s Family Solicitor Says “No” to Lease Options

When you do your lease options deals, you will come across sellers who insist on using their own solicitors to go over the contracts before signing them.

This is fine provided that the seller's solicitor is familiar with lease options. Otherwise, you can almost guarantee not to hear from the seller again because the seller's solicitor advises against signing it. We've had deals fallen through right up to this point and it's very frustrating indeed!

So Why does that happen?


Firstly, the seller's solicitor is probably unfamiliar with lease options deals and contracts. Our solicitor who normally deals with our BMV deals is certainly clueless about lease options. In that case, they just don't want any hassle in case something goes wrong.

Secondly, the seller's solicitor only considers the legal aspect of lease options which they know little about and rarely takes the seller's situation into consideration. Do they care if the seller has financial difficulties or wants to move to Australia?

So how do you handle that?


1. Pre-empt it! Explain to the seller upfront that if they insist on using their own solicitor, the likely outcome is that the solicitor would advise against it and give a reason for that.

2. Reiterate to the seller the benefits of doing the deal with you and emphasise the potential consequences of not doing the deal with you.

3. Sit down and go through the entire contract with the seller in simple English. There's a saying that "there's nothing to be feared, only to be understood".

4. If the seller insists on using a solicitor, offer to appoint one on their behalf and pay for it. Having a solicitor who understands options to act for the seller can prevent any possiblity of the seller claiming the contracts were signed under duress!


You see, successfully completing on a lease options deal goes beyond the basic understanding of its concept and the paperwork. There are many human aspects of it that need to be carefully managed.

Hope that helps.

Best regards,

Vincent Wong & John Lee


Time - The World's Most Expensive Commodity

The other side of the Motivation Triangle is "time" which is the major determinant of how motivated a seller is.


If the seller's reason for selling a property is "found another property" but the seller needs six months to save up a deposit first, then this is not a motivated seller!


Very often, we come across sellers who need to complete within a month due to some urgent reasons. Yet, they refuse to give any kind of concession with the price or consider our other proposals, as if they still have a lot of bargaining power!


We're not saying you should take advantage of this poor seller. But if one month is all the seller has to sell the property, it is a very urgent matter. Many people don't realise something is urgent until it's too late. Do you ever wonder why some people are surprised when the bailiffs knock on their doors? They would have received and ignored many warning letters or court summons already.


If a seller is oblivious or indifferent about their situations, we often use a little technique called "pain & pleasure"

. Just follow these two steps:


1. Help the seller visualise the consequences of ignoring the problem (bailiffs knocking on the door, the social stigma of bankruptcy, the stress of paying two mortgages, etc).


2. Reiterate the advantages of your offer or proposal and how they can quickly remove the "pain" that you have helped the seller visualise or feel.


You see, most people are motivated by the needs to avoid pain and gain pleasure. By "painting a picture" of pain and offering a solution to gain pleasure of "not experiencing the pain", you've heightened the seller's sense of urgency. Suddenly, your offer seem a lot more attractive!


Kind regards,


John & Vincent

Einstein's Definition of 'Ultimate Madness'

We all love famous quotes so we just want to share our favourite ones with you:

Albert Einstein's definition of "ultimate madness" is...

"Doing the same thing again and again hoping for different results"!

To avoid being labelled as "mad", we've always tried to apply this principle in our daily lives especially in our profession as a property investors and mentors. Unfortunately we all commit this cardinal sin now and again!

But when it comes to something as important as property investment, we can't help but wonder why so many investors, new are experienced, are still insisting on getting mortgages to buy properties when most lenders are refusing to lend.

Then they ask questions like:

"Why me? I have a perfect credit score!"

"I've never missed a mortgage payment!"

"The lending stopped after my 45th property!"

But yet, nothing's changed. They keep applying for mortgages and getting turned down. It's as if they can get a mortgage eventually if they apply hard enough!

It's a fact now. It doesn't matter if you're an experienced landlord or a property "newbie", applying for a mortgage is like applying for a place at Oxford or Cambridge! Even four grade "A"s in A-levels won't guarantee you a place.

Then we have down valuations, last minute mortgage withdrawals, rental not stacking ...need we go on?

So why fight system that will only hit you back harder?

Let's not be "mad"Juswant Rai but be "smart"! Click

here
NOW and we'll show you how to be a smart property investor!

Best regards,

Vincent & John

How Can You Tell If a Seller Is Motivated

In John's Motivation Triangle which you've seen, the first thing we need to "uncover" from the seller is the level of motivation.


How do you achieve this?


The first thing to remember is that if someone is motivated, this person is more likely to share information with you. In general, the more information a seller divulges, the more highly motivated this seller is.


Do you know why Vincent can take one look at a lead and can decide whether it's going to be a deal or not?


Here's the secret - he looks at the small "details" on the lead...things most people might ignore...


Such as:


- Are capital letters put in the right places or are they all in lower cases? If an enquiry form is answered all in lower cases, it could suggest the seller is in a hurry to fill in the form or he / she wants to fill in different forms with different cash buying companies.


- Are the open questions such as "please tell us about your property" answered? If a seller can be bothered to write a lot of details in the fields that are open and non-compulsory, the likelihood is that this seller is highly motivated to sell. Sometimes we get half a page of answers and we know we're onto something very special!


- How many phone numbers has the seller put down? If you get all home, work and mobile numbers, that means the seller really wants to be contacted. Makes sense?


- The reason for selling - a good lead provider should always ask this question. Who do you think is more motivated to sell, a seller facing repossession or a seller downsizing?


All these clues are there on your lead even BEFORE you call the seller. If they're not, that's what you need to uncover from the seller when you call. We teach a lot of these tricks to our students on our Apprentice Day Unlimited

.


So ask simple questions like:


"So, what's got you selling your property?"


"Tell me a bit about your property?"


Asking these open questions allow you to extract a lot of information and give you a good idea how motivated a seller is. It's also a great way to build rapport.


Kind regards,


Vincent & John

Full Details Of the Apprentice Day here

Wednesday, August 5, 2009

Less Than 24hrs To Go For Prize Draw of Property Magic Live 2009



As you know, our guest speaker at Septembers' Berkshire Property Meet is Simon Zutshi, one of the top property speakers in the UK. Places are already filling up fast even though the event is still 6 weeks away! If you have not booked yet, we recommend you do so now.

Now, Simon has just made a great offer to his mailing list and asked us to pass the same offer onto you...

On Saturday Simon released details of' "Property Magic Live 2009" which is taking place on Saturday 26th and Sunday 27th September in London.

Having attended last years "Property Magic Live" we can recommend this event - it was incredible. It was like a weekend Berkshire Property Meet with all the 'who's-who' of property! All the major players were there as delegates. Talk about a great networking opportunity, valuable content and as usual, very inspirational.

Simon has organised a free prize draw for you to have the chance to win 2 tickets to "Property Magic Live 2009". Visit this website and register your details. You will also see full details for the event.
You will need to hurry - entry to the prize draw closes Thursday (6th August):

You can buy your tickets to Property Magic Live now - in order to get the best prices and "early bird" bonuses, buy on-line now. If you win the prize draw Simon will refund you in full.
As if that was not enough...Simon's book "Property Magic" which first inspired the Property Magic Live event last year, has now been completely updated and revised for 2009 and is now available for purchase. If you buy before Friday 7th you will receive loads of extra bonuses worth far more than the £9.99 price of the book. Order your copy here:
And Finally...Places Are Going Fast ...
Make sure you book NOW for Monday, September 21st. Nearly 60% of the places have gone already:
Tickets on the door £20.00
We have sold out every month this year.

Avoid the OH NO panic! Book Now
That's it for now, see you in September if not sooner.
Warmest regards,
Juswant & Sylvia Rai
PPS. Juswant is Working Smart for 3 - 5 years, find out why the future is bright the future is purple. Watch the video and ask me how the money works simple.
Watch the Video NOW